Uninsured / Underinsured Claims

San Antonio, Texas Uninsured Motorists Attorneys

If you have more than the most basic form of insurance coverage, it's more than likely you're covered when injured by an uninsured / underinsured motorist. However, not all insurance claims adjusters inform policyholders they can recover medical expenses and lost wages under the terms of their policy's uninsured / underinsured coverage. In some cases, an insurer may either deny coverage altogether or attempt to reduce the claim amount by alleging you were partially at fault for an accident.

At the Law Offices of Ed Goldner, our lawyers work closely with people injured in auto accidents involving uninsured / underinsured motorists. When insurers take an inordinate amount of time to process a claim, our office may contact the State Attorney General's Office to initiate a bad faith insurance practices case.

Don't let your insurer confuse you or deny you the compensation you're entitled to under the terms of your own policy. To schedule an appointment, contact uninsured / underinsured insurance coverage attorneys at the Law Offices of Ed Goldner today.

Comparative Negligence in the State of Texas

Texas is a "comparative negligence" state. Generally speaking, this means that even if a person was partially to blame for an accident, he or she is still eligible to recover some form of damages. However, Texas also follows the "modified comparative fault - 51% rule" in regard to comparative negligence. This means that if a person is found to be more than half at fault (51% or more responsible for causing an accident), he or she is barred from recovering any damages.

It's not uncommon, then, for insurers to allege policyholders were at least 51% responsible for causing an accident when uninsured / underinsured coverage comes into play. If an insurer can establish that you were more than half responsible for an accident, they don't have to pay you anything. That's why our attorneys work with experienced accident investigators to challenge attempts on the part of insurers to blame our clients for bearing a majority of fault in accidents involving uninsured / underinsured claims.

Contact Bad Faith Insurance Practices Attorneys Today

As personal injury attorneys, we've had years of experience in battling insurers and their expert witnesses. We're prepared for the kinds of tactics they employ to assign fault and confuse issues in an attempt to reduce or avoid paying claims. If you've been injured by an uninsured or underinsured driver, contact the Law Offices of Ed Goldner today to schedule a free consultation to discuss your case.